Effective date: October 7, 2026 · Last updated: October 7, 2026
How we use AI
AI reads the item you just captured. It does not browse your password or the rest of your history unless you open chat.
What AI does
Receipt reading, voice to a transaction, category suggestions, and an optional chat called Ask your money.
The provider is OpenAI, called from our servers through the Vercel AI Gateway. Requests are not used to train models under OpenAI's API terms.
What is sent
Only the photo, voice clip, or sentence you just asked us to read.
Passwords are never sent. Your full history is not sent unless you use chat and include those records.
AI can be wrong
Always review the draft before you save it. PixiMoney is not financial, tax, or legal advice.
You turn it on
AI features stay off until you enable them in Settings → Privacy → AI. Turning them off stops new sends.
OpenAI's API abuse-monitoring retention is described on OpenAI's site: https://platform.openai.com/docs/guides/your-data