2026-10-07

How to build a payday budget

A calendar month rarely matches how you get paid. Start from the next payday and list the bills that come due before the one after that.

Put rent, insurance, and minimum payments in first. What remains is the pool for food, transport, and everything else.

PixiMoney calls the rest safe to spend. When you log a coffee, that number moves the same day. If it goes negative, you can see which budget ran out.